Menlo Park Banking Rates » CD Rates (Page 5)

Our Featured Menlo Park Bank Rate

Highest Menlo Park, CA CD Rates: February 23, 2011

Certificates of deposit are a popular choice with investors because they usually offer higher interest rates than regular savings accounts. Of course, not all CD rates are just as good as other deposit accounts.
Menlo Park Banking Rates compiles rates data from a database of over 3,000 banks and credit unions to bring you current CD rate information and help you find the best accounts.

Best Menlo Park CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
1.10% As of May 14, 2012	View Rate Details	CIT Bank	CD Account
1.09% As of May 15, 2012	View Rate Details	Ally Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
1.25% As of April 30, 2012	View Rate Details	Mission San Francisco Federal Credit Union	CD Account
1.00% As of May 7, 2012	View Rate Details	Chevron Federal Credit Union	CD Account
0.75% As of May 2, 2012	View Rate Details	Kaiperm Diablo Federal Credit Union	CD Account
0.75% As of May 1, 2012	View Rate Details	USE Credit Union San Diego	CD Account
0.75% As of April 30, 2012	View Rate Details	Safeamerica Credit Union	CD Account
0.65% As of May 14, 2012	View Rate Details	1st United Services Credit Union	CD Account

	Rate Change	Date
My Credit Union - 12 Month CD Account	0.26% to 0.25%	May 16, 2012
Bay Cities Credit Union - 2 Year CD Account	0.40% to 0.30%	May 7, 2012
Antioch Community Credit Union - 12 Month CD Account	0.10% to 0.05%	May 3, 2012
Kaiperm North Bay Credit Union - 12 Month CD Account	0.40% to 0.35%	May 1, 2012
Hamilton Credit Union - 12 Month CD Account	0.40% to 0.30%	May 1, 2012
Cd Credit Union - 12 Month CD Account	0.35% to 0.30%	Apr 30, 2012

See All CD Account Rates

Highest CD Rates in Menlo Park, CA: February 1, 2011

CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed.

Menlo Park CD Rates

Menlo Park is home to the biotech company Geron Corporation, which specializes in stem cell research and other areas of medical exploration. They’re hoping that all the time and money spent on R & D will pay off in lucrative new drug sales. Take their cue and plan for your own reward by making smart investments now. Menlo Park Banking Rates can help you find the best CD rates, IRA rates and money market rates out there.

Best CD Rates, IRAs and Investments in Menlo Park

Menlo Park Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

CD Rates When Interest Rates are Falling in Menlo Park, CA

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Menlo Park Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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